2026 Open Enrollment: October 30 – November 19
Greetings,
Open Enrollment will take place from October 30, 2025 – November 19, 2025. Open Enrollment is one of the only times during the year you can make changes to your employee benefits without a qualifying life event. Take time to review them so you can make the best decision for you and your family. Any changes or updates you make during this time will become effective on January 1, 2026. You will be able to make changes and updates to your benefits in Employee Self-Service during the dates of Open Enrollment only.
What’s Open?
- Medical
- Dental
- Vision
- Manager’s Income Protection Plan
- Long-Term Disability
- Pre-Tax Savings Accounts (MDEA, DCEA, TEA)
- Optional Life Insurance (Employee, Spouse, Child)
- New Legal Plan
What should I do if I want to continue with my same benefits as last year?
- Review this year’s premium rates and coverage changes
- Make new election for pre-tax savings accounts (MDEA, DCEA, TEA) if you wish to continue them. All other benefits will continue in 2026.
- Review your medical Primary Care Clinic (PCC), as this impacts your out of pocket costs such as annual deductibles and office visit copays. To change your primary care clinic, contact your carrier directly.
- Print or save a copy of your benefits confirmation statement when you are finished enrolling.
What if I want to waive my insurance coverage?
- Enroll in single insurance coverage through Employee Self-Service during Open Enrollment
- Complete the Waiving Medical Coverage Questionnaire on SEGIP’s website to see if it’s right for you
- Submit the Waiver of Medical Coverage Form to SEGIP via email or fax
For a successful enrollment, we encourage you to review the 2026 Rate Guide and Benefits Videos. Additional resources are also available on the SEGIP website: Insurance Benefits/State of Minnesota
Questions?
The State Employee Group Insurance Program (SEGIP) Service Center is here to help.
- Available: Monday-Friday, 7 am – 4 pm
- Extended Hours November 19, 7 am – 7 pm
- 651-355-0100 or segip.mmb@state.mn.us