Reminder: 2025 Open Enrollment: October 24 – November 13

Reminder: 2025 Open Enrollment: October 24 – November 13

2025 Open Enrollment

Annual Open Enrollment is the only time during the year where you can make changes to your benefits without a qualifying life event. This year, open enrollment occurs from October 24, 2024 – November 13, 2024. All changes made during open enrollment are effective January 1, 2025. Take advantage of this opportunity to review and update your benefits elections!

The 2025 Open Enrollment website is now live where you’ll find information on the changes you can make starting October 24th in Employee Self Service.

What Should I do for Open Enrollment?

We encourage all employees to review their current benefit elections during open enrollment as action may be required. The cost level of the clinic you pick as your Primary Care Clinic (PCC) helps determine how much you’ll pay for care. The lower the cost level, the less you pay. Under BCSBS, primary care clinics in the Fargo Moorhead area have changed from cost level 2 to cost level 3. For about 20,000 people covered by SEGIP, the cost levels for the same clinic are different between Blue Cross and Blue Shield of Minnesota and HealthPartners. Compare the cost level of your PCC for each plan administrator. Switching may save you money.

Remember:

Clinic cost levels can change every year.
Open Enrollment is the one time each year you can switch between Blue Cross and HealthPartners. You make this change in Self Service.

If you only want to change your PCC, call the customer service number on the back of your Blue Cross or HealthPartners medical ID card. Tell them you are making a change for Jan. 1, 2025. Otherwise, PCC changes take effect the day you call.

What Benefits are Open for Changes?

All benefits except Dental and Short-Term Disability are open for election and changes. This includes: Medical, Vision, Long Term Disability, Life Insurance, Manager’s Income Protection Plan, and Pre-tax Spending Accounts. You must “check out and submit” all of your changes by 11:59 p.m., November 13th, 2024. Dental and short-term disability are not open for enrollment or changes this year. If you are enrolled in either benefit it remains in place for 2025.

Changes that CAN be made in Employee Self-Service:

Continuing or electing Pre-tax Accounts (MDEA, DCEA, TEA). You must make a new pre-tax spending account election during open enrollment each year.
Changing your medical or dental insurance carriers, adding/removing dependents, adding/removing coverages (excluding AD&D), increasing coverage amounts for optional insurance coverages, etc.
With the exception of Pre-tax benefits, all previously elected benefits will continue for 2025 if no action is taken.

Changes that CANNOT be made in Employee Self-Service:

Waiving Medical Coverage – First Time
Employee Self Service will have a link to the waiver form under Benefits Folder – you cannot waive electronically.
Download form, complete, sign, and date. Submit BEFORE open enrollment deadline (Nov 13). Scan and email to segip.mmb@state.mn.us

Annual Requirement for all who continue to WAIVE medical:
If waived after 1/1/2024, no action needed during this Open Enrollment if you want to continue to waive coverage.
IF waived BEFORE 1/1/2024: You must attest that you are continuing to waive medical insurance. Employees will be notified by email.
Employees who waive medical can return later with a qualified life event, loss of other group coverage, and future open enrollment.

Employee Self Service will be NOT USED FOR primary care clinic changes without plan administrator changes. You MUST call your respective health plan to change clinic only.
Accidental Death & Dismemberment: Use the Optional Insurance Application for changes/enrollment in AD&D coverage.

TAKE ACTION:

Please review the 2025 premium rates and Open Enrollment Handbook.
Make your changes in Employee Self-Service (login with your State ID and password). Detailed instructions can be found in the benefits enrollment section of Employee Self-Service.
IMPORTANT: SAVE and/or PRINT your confirmation page at the end of your benefits election checkout. Election changes are NOT confirmed without a confirmation page.*

*Open enrollment changes/updates are NOT completed until you take the following steps:
Add to cart, to review your choices.
Check out and submit – this means to finalize all selected Open Enrollment Changes.
Print or take a picture of your Confirmation Statement and send it to your personal email address so you know the system has recorded your choices. Please ensure you SAVE a copy of your confirmation page for your records.
The confirmation page that appears at the end of your Employee Self-Service checkout is your “receipt” or proof of submission.
SEGIP will not send you an email confirmation for your benefits election changes.
Please note the confirmation page will ONLY list changes you have made, any prior elections without changes will not show on this page but will still be active. (i.e. if you were previously enrolled in Dental/Short-Term Disability, it will not show on the confirmation page, but it will still be active).

Other Resources

Text Message Reminders: Text “MNMMB SEGIP” to 66468 for automated reminders directly to your phone! Be sure to include the space between MNMMB and SEGIP when signing up for text message reminders.
If you have questions, the State Employee Group Insurance Program (SEGIP) Service Center can be reached at 651-355-0100 or 800-664-3597 or via email at segip.mmb@state.mn.us
Closed on Monday, November 11th in observance of Veterans Day.
Open weekdays between 7:00am – 4:00pm.